I was sitting at a table at The Tipsy Cow Bar & Grill in Cedar Key, FL enjoying a shrimp quesadilla, which they call a Shrimp-a-dill-a. My day on Cedar Key was the official kickoff to what I have variously called my Homeless Tour of America, My Great Summer Adventure, and the Summer of Lou. I’m still not sure what I’m going to call it, but it was made possible when I sold my house in Wisconsin and bought a new-build home in Tennessee that is not going to be finished until the middle of September. I have to stay somewhere, so I thought I’d take the opportunity to do a little traveling, see family and friends, and enjoy my homelessness.
At the Tipsy Cow, Prince’s “Little Red Corvette” played over the speakers and Baywatch was on the TV near the bar. Lt. Stephanie Holden (played by Alexandra Paul) was being held hostage, and it seemed that even the great Mitch Buchanan (played by the equally great David Hasselhoff) wouldn’t be able to save her. I was enthralled by the show. Between the music and the images on the TV, I was transported back to the much simpler times (at least for me) of the 1980s. But then the server brought my lunch and I decided to let Lt. Holden fend for herself. It was time to eat.
It wasn’t just the music and TV show that made it seem like a throwback to the 80s. The rustic vibe and bohemian charm around Cedar Key made it feel that way too. It was as if I had crossed a bridge and gone back in time.
Cedar Key is located a little over an hour west of Gainesville, FL and about two-and-a-half hours north of St. Petersburg on Florida’s Gulf Coast. The island is home to about 750 people, as well as the Cedar Key National Wildlife Refuge, which itself is home to about 20,000 birds. But those numbers were once much higher. In the mid to late 1800s, Cedar Key was a thriving town of more than 13,000 people, and the area was home to more than 200,000 birds. Today, things are not booming the way they once were for either people or birds on Cedar Key.
Last year, the area was hit by Hurricane Helene, a devastating storm that produced a great deal of destruction along the west coast of Florida. After ravaging the Gulf Coast, Helene then turned inland, made its way across Georgia, and settled into western North Carolina, inundating that region with rain and causing terrible flooding.
Cedar Key experienced a 14-foot storm surge that submerged much of the island, with water making its way into nearly every home and business. The destruction is still visible in many areas, and work continues to repair and rebuild structures across the Key.
I couldn’t help but notice that there are dozens of homes for sale throughout Cedar Key. In some ways, the area feels like a hidden paradise, off the beaten path, but well worth the effort to get there. But below the surface, the island is facing an existential crisis.
Cedar Key’s economy relies on tourist dollars to survive, but since the hurricane, the economy has taken a real hit. Many people have decided to leave, tired of hurricanes (2024 was an especially tough year) and the struggle to earn a living on a remote island. But the bigger culprit in driving people off the island is the cost of homeowners insurance.
Florida’s insurance market is an absolute mess, and Cedar Key—which, after all, is an island that sits barely above sea level—has felt the fallout from the insurance market especially hard. Assuming homeowners on the Key can get insurance, it’s almost always unaffordable. One person I spoke to said that many people are paying more for homeowners insurance each year than the cost of their mortgage.
Despite its struggles, Cedar Key remains a unique destination that is quaint, laid-back, and has an Old Florida feel. In contrast to many of Florida’s tourist areas, which are commercial and often overrun, Cedar Key harkens back to a time gone by, when life was slower, more friendly, and less crowded. There are plenty of restaurants, bars, and boutique shops, but there aren’t hundreds of things to do, like in other areas of Florida. There are no amusement parks or massive miniature golf courses. No outlet malls or chain restaurants. What there is is water, and lots of it. Boating swimming, fishing, lying on the beach, and birding on nearby islands are the area’s strong suit.
During my visit, I took a boat tour with Captain Doug’s Cedar Key Tours. Captain Doug Maple left Georgia 25 years ago to enjoy the natural splendor of the inland. He is a graduate of the University of Florida’s Master Naturalist Program, and he enjoys sharing his knowledge of the Island and its history with guests.
Our first stop was Atsena Otie Key. The Key is part of the Cedar Key Natural Wildlife Refuge and once served as home to the cedar trees that were made into pencils for the Faber Pencil Company. The company ran a sawmill on the island and shipped cut cedar planks north to New York. The planks were then whittled down, matched with graphite imported from Europe, and made into pencils that were sold around the world. Today, the Faber-Castell Pencil Company is the largest manufacturer of pencils on the planet.
In contrast to the Pencil Company’s success, Atsena Otie Key has become a ghost town. Once home to nearly 200 people, today, no one lives on the Key. The reason for that is that, in 1896, the homes and the Faber Pencil Company sawmill were destroyed by a powerful hurricane. Few people decided to remain on the island after the storm, and the Faber Pencil Company decided that there weren’t enough cedar trees left to make rebuilding the sawmill worthwhile. In 1923, the island was purchased for $500 by a private party, and in 1997, it was sold to the Suwanee River Management District (SRMD). The SRMD entered into an agreement with the U.S. Fish and Wildlife Service to manage the island as part of the Cedar Key National Wildlife Refuge.
Today, visitors are allowed to use the beach on Atsena Otie Key and can take advantage of the hiking trails, but are otherwise prohibited from accessing the interior of the island. The same rules also apply to nearby Snake Key. However, during bird nesting season (March – June), access to the island is strictly prohibited. I found Snake Key especially interesting. We saw several different types of birds from the boat, including frigatebirds, roseate spoonbills, white ibis, cormorants, snowy egrets, great blue heron, and brown pelicans.
Snake Key has an interesting history, which includes once being used as a quarantine island for ships making their way to unload cargo on Cedar Key. Ships first had to stop on Snake Key to make sure they didn’t carry disease onto Cedar Key. Any sailors found to be ill were treated at a hospital on the island.
At one time, Seahorse Key was used as a military infirmary, and during the Second Seminole War (1835-1842), the island was home to a detention camp for enemy combatants. As Cedar Key became more of a shipping destination, a lighthouse was constructed on Seahorse Key. The lighthouse still stands today, but is no longer operated as a lighthouse. Instead, it is used by the University of Florida to house students who are conducting research in and around Cedar Key. In fact, several students were in the area collecting samples while I was in town.
After my day on the water, it was time for a drink. I stopped by Steamers Clam Bar and Grill and ordered a beer. After being out in the heat and sun, it tasted especially good and went down fast. So, I ordered another. My bartender, Mary, was only too happy to accommodate my request.
I was in the mood for seafood (after all, I was on an island in the Gulf of Mexico), and knew I wanted to try Steamer’s clam chowder. I knew the clams would be fresh because Cedar Key is home to several clam farming operations. But when it came time to order dinner, I forgot to order the chowder. Instead, I ordered a combo platter with blackened grouper, grilled scallops, and grilled shrimp. It was delicious, and with a side salad and sweet potato waffle fries, I had plenty to eat. Even so, I feel like I really missed out by not getting the clam clowder.
Steamers was not shut down because of Hurricane Helene, but that isn’t as good as it sounds. Less than a week before Helene hit Cedar Key, the building where Steamers used to be located on Dock St. was destroyed by a fire (the building is currently for sale). Along with Steamers, Duncan’s on the Gulf, the Rusty Hook Bait Shop, and the Island Trading Post were also destroyed. When Helene arrived, Steamers hadn’t yet relocated to their current location on 2nd St. In other words, they weren’t operating when the island was hit by Helene. I’m not sure if that’s a blessing or not, but it may have allowed the casual restaurant to begin the healing process more quickly than other area businesses.
After dinner, I had another beer. I wish I could remember what brand it was. All I remember is that it was a blonde ale and it was very good.
With the end of the beer came the end of my day on Cedar Key. I have to say, I really enjoyed my visit, but I’m not certain everyone would like it as much as I did. Cedar Key is quiet, laidback, and unrushed. Not everyone finds that type of atmosphere attractive. I do, and I very much would like to visit again to enjoy all that Cedar Key has to offer. And next time I’m on the island, I’ll be sure to get the clam chowder at Steamers.

I’ve always loved log homes. There’s something about them that just speaks to me. For years, I have yearned to own a log home, preferably back in the woods on some acreage, where I could commune with nature and enjoy the peace and quiet. That would be the dream.
But dreams are funny things. What you dream about in your thirties or forties isn’t necessarily the same dream you have in your sixties. When I first started dreaming about living in a log home in the woods, I was married and had two young kids. On the surface, I dreamed of owning a log home. But deeper, below the surface, what I really wanted was a log home on some acreage that I could share with my wife and kids. Sadly, by the time I bought my place, I was divorced and my kids were grown. And as I quickly learned, my dream was never to live alone in the woods, log cabin or not.
As much as I love my home and the land it sits on, I view it differently now that it is mine than I did when it appeared to be the answer to a dream. For instance, as much as I like quiet and seclusion, my place is often too quiet since there’s no one here to talk to. And it’s too secluded. Unless I make an effort, I can go days without seeing another human being. As nice as that might sound on the surface, it’s not good to be that isolated. Once in a while? Sure. But not constantly.
I now know that owning a log home was not my dream. My dream was to share something I love—a lifestyle I hold near and dear to my heart—with my family. But the years have made that difficult, if not impossible. I’m no longer married, and my kids are out on their own. Never say never, but it’s unlikely the kids and I will ever live under the same roof again. And as I grow older, it has become increasingly important to me to be physically close to my kids and to spend as much time as possible with them.
As for my log home and the wooded acreage, I’m going to miss it. I feel very fortunate to have lived in such a great home in such a beautiful area. But as I have learned from this experience, a house isn’t a home until you fill it with the people you love. Soon, I’ll be able to fill my new house with the two people I love most in this world, making my house into a home.
In 2018, I was divorced and living in Florida. I had been on Match.com for a little over a year at that point, and I was sick of it. If you’ve never had the pleasure of using an online dating site, count yourself lucky. It can turn into a full-time job, and at it’s worst, it can be humiliating. Even so, it’s the best way to meet a potential partner (or so I am told).
I don’t want to rehash the 2024 Presidential Election. Your guy won a free and fair election and is now the President of the United States. That’s all well and good, but it’s hard for me to believe that what Donald Trump has done in his first 100+ days in office is what you voted for. It’s not, is it? I mean, I disagreed with your support of Trump, but I assumed you supported him because you felt he would do a good job for the country by bringing down the price of consumer goods, securing our border, reigning in spending, ferreting out corruption, and strengthening the rule of law. That’s what you wanted, isn’t it? What are you thinking now?
What would you have done if you had lived in Germany in the 1930s? If you had had the chance, would you have left the country? And if you hadn’t left, would you have regretted that for the rest of your life?
Marjorie Taylor Greene (R-GA) recently posted a long, relatively negative tweet critical of Donald Trump and her Republican colleagues in Congress. That may be surprising since MTG has been one of the biggest supporters and enablers of Trump and his corrupt, anti-American agenda in Congress. But even in her criticism, MTG gets a lot wrong.
In 1776, the colonists had had enough. For years, the leaders of the colonies, many of whom went on to become the Founding Fathers of the United States, had been pushing King George III and his government in England to allow the colonies more autonomy. Most of these colonist leaders wanted America to remain part of the British empire. They enjoyed their association with Great Britain and the King, including having British troops to protect the colonies. But they didn’t always like the way the King and his government treated the colonists, especially when those same British troops were used against the very colonists they were supposed to protect.
The United States Constitution was built on the belief that no one person should have unchecked power. The Founding Fathers understood the danger of tyranny and worked to build a government that could resist it. They created three separate branches of government—legislative, executive, and judicial—and built in a system of checks and balances to ensure that each branch could limit the others. This design protects freedom and prevents the rise of authoritarian rule.
The United States government was carefully designed to avoid the dangers of too much power being held by any one person or group. When the Constitution was written in 1787, the Founding Fathers had just fought a war to gain independence from Great Britain, where power had been concentrated in the hands of a king. They wanted to build a system that would protect freedom, prevent tyranny, and ensure fair and balanced government. To do this, they created a system with three branches of government: legislative, executive, and judicial. Each branch has its own powers and responsibilities, and each has ways to limit the powers of the others. This structure is known as the separation of powers, and the system that keeps these powers balanced is called checks and balances.
After Kilmar Abrego Gargia was sent to CECOT, a modern-day concentration camp in El Salvador, his family filed a lawsuit against the Trump Administration for violating an earlier court decision that granted him an order forbidding his deportation. The posture of the DOJ initially was to admit that an error had been made in sending Abrego Garcia to El Salvador and to work quietly behind the scenes to remedy that error and bring him back to the United States. But once the White House became more deeply involved in the case, that all changed.